Who We Are

Advanced Benefits Advisors, LLC (ABA) was founded by 3 experienced employee benefits brokers, Mick Billstein, Arnie Aranoff and Brooks Bergner to provide innovative and cost saving employee benefits programs to small and medium sized employers. From their extensive experience in this market, the founders recognized that their employer clients need more than just help with their employee benefits. The market is changing and business owners are becoming burdened by a series of non-revenue producing tasks, increasing premiums and confusing regulations. They need help with the cumbersome integration between all of the disciplines that provide interrelated benefits, HR and payroll services to business owners. Managing the data and tasks between these multiple relationships can be time consuming and inefficient. ABA's founders provide solutions to those problems through their Employer Services Provider™ (ESP) model combined with the proprietary digital tools in the ABA System™. Through this unique combination of experience, knowledge, services and tools, ABA helps employers save money on their employee benefits, manage their risk, increase their efficiencies and enhance their compliance.

What We Do

Advanced Benefits Advisors, LLC is an Employer Services Provider™ (ESP) that delivers uniquely crafted, cost saving employee benefits and a wide variety of related services (Note: this links to the Services Page starting at Company Overview) to small and medium sized employers.

In the current economic environment, employers are faced with the rising cost of employee benefits and with trying to accomplish more tasks with fewer resources. Employers of all sizes are faced with a rapidly expanding list of complex tasks and government compliance requirements. ABA's ESP Solution brings cost savings and enhanced efficiency to this frustrating environment.

After a thorough fact finding process with new clients, ABA's professionals deliver a comprehensive report to the business owner covering a myriad of inter-related disciplines with the emphasis on saving employers money, increasing their efficiencies, managing their risk and enhancing their compliance. Business owners can choose to do business with ABA in any or all of these areas with the objective of saving money and time.

ABA clients also benefit from the digital efficiencies created by combining the services of the ESP with the proprietary ABA System™.This is a suite of secure, Web-enabled digital tools that are designed to help employers make the transition from the time consuming, paper intensive way HR and Employee Benefits are now being managed to the time saving and digital way these tasks should be managed. Advanced Benefits Advisors' portfolio of tools and services delivers a wide range of digital functionality, freeing up employers to concentrate on revenue producing tasks.

Partner Bios

Mick Billstein, Partner

Education: B.A. Mass Communications, University of Iowa, 1971, Iowa City, IA

Business career: 1972-1976:  Co-founded Ada, Inc. in Dillon, Colorado.  Built a construction support and trucking operation.  Gained experience in contract negotiations, government affairs, prospecting, scheduling, customer service and entrepreneurship.
1977-1987: Founder and president of Billstein Investment Group, an investment firm that purchased, remodeled and sold residential investment properties.  Gained experience in finance, design, build, budgeting, contracts, personnel management, project management, marketing, sales, and other entrepreneurial duties and responsibilities.
1988-2006: Founder and president of Independent Insurance Services, Inc., an insurance brokerage firm specializing in the sales, service and design of employee benefit plans for small and medium sized employers. Gained experience in business development, strategic planning, operations, recruitment, training, budgeting, prospecting, goal attainment, problem solving along with a host of skills associated with the successful operation of a private enterprise.
1999-2001: Assisted the Arioso Corporation with the design, development, marketing, sales, service and support operations of digital tools targeted towards brokers and their employer clients.
2001: Co-founded Piney Creek Digital, Inc.
2007: Co-founded Advanced Benefits Advisors, LLC

Free time: Enjoys golf, downhill snow skiing, reading and supporting activities in which his daughter participates.

Arnie Aranoff, Partner

Education: B.S. Psychology, Denver University, 1971

Business career:1971-1989: Real Estate Development.
1989-1991: New Your Life Insurance Company. Responsible for the overall operations of a multi-million dollar office serving Denver and Boulder and Colorado Springs, Colorado, marketing and servicing fully insured employee benefits plans.
1991-1993: Founder and President of Select Benefits a start up Third Party Administrator that was one of the first organizations to offer partially self-funded medical and dental insurance plans to small and medium sized employers in Colorado. We grew this company to several million dollars of plan assets under management at which point we merged it into a larger company that we represent today.
1994-2007: Principal Broker for Select Benefits Group Consultants. Responsible for developing new third-party administration relationships in the states west of the Mississippi. During this period we became familiar with more than 30 third-party administration companies and 25 underwriting stop loss carriers . We also developed relationships with the specialty underwriting markets during this period.
2007: Co-founded Advanced Benefits Advisors, LLC

Free time: Enjoys hockey, golf and baseball.

Brooks Bergner, Partner

Education: B.A. Economics, Washington College, Chestertown, MD

Military service: 1972-1977: After graduating from Officer Candidate School, served in the U.S. Navy as an Intelligence Officer. During aircraft carrier-based deployments, gained skills in project management, personnel management, accountability, security systems, tactical and strategic planning, logistics and operations. Honorably discharged.

Business career: 1977-1987: Agent with Lincoln National Life. Built an estate planning, business continuation and employee benefits practice during this tenure. Gained experience in prospecting, sales, sales management and customer service.
1987-2006: President of Brewster Benefits, Inc., an insurance brokerage firm specializing in the sales, service and design of employee benefit plans for small and medium sized employers. Gained experience in business building, personnel management, recruiting, project management, budgeting, goal attainment, problem solving, problem prevention, work flow process development and a wide variety of other entrepreneurial skills.
1999-2001: Assisted the Arioso Corporation with the design, development, testing, marketing, sales and service of digital tools targeted towards brokers and their employer clients.
2001: Co-founded Piney Creek Digital, Inc.
2007: Co-founded Advanced Benefits Advisors, LLC

Free time: Enjoys reading, landscaping and honing his skills as an instrument rated private pilot.

Overview Literature


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Advanced Benefits Advisors
An AssuredPartners Company

1873 South Bellaire St, Ste 600
Denver, CO 80222
Phone: 303-773-6599
Toll free: 866-773-6599
Alamosa Office: 719-589-2700
Fax: 303-694-0108